Disability Insurance vs. Life Insurance: Which do you have a higher chance of using?
- Being unable to work due to a disability is one of the financial difficulties an employee may face.
- When people think about a disability, they often think of someone in a wheelchair, paralyzed by an accident. But disability is often caused by much more common conditions such as back injuries, mental health issues, cancer, pregnancy, and heart attack or stroke.1
- Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire.2
All benefits are subject to the terms of the certificate of insurance coverage.