Disability Insurance vs. Life Insurance: Which do you have a higher chance of using?
- The risk of disability during a worker’s career is greater than the risk of premature death. Yet most workers would never think of going without life insurance protection for their families. 1
- The average workers faces a 3 in 10 change of suffering a job loss lasting 90 days or more due to a disability. 2
- 1 in 7 workers can expect to be disabled for five years or more before retirement. 3

1 www.affordableinsuranceprotection.com/odds_of_ disability, Accessed February 2022
2 https://cciaonline.com/credit-life-disability-insurance/
3 https://www.lifeinsure.com/disability-facts-and-statistics/
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